Grow your wealth with our range of savings and investment options designed to help you achieve your financial goals.
Explore PlansEarn attractive interest rates up to 8.5% p.a. on your savings.
Your investments are protected with highest security standards.
Manage your savings anytime, anywhere with our mobile app.
Choose from various savings plans to match your financial goals.
Interest rates are subject to change as per RBI guidelines. The actual returns may vary based on the prevailing rates at the time of investment.
Install Niyo Fincorp app from Google Play Store
Submit your KYC documents online
Select a savings plan that suits your needs
Make your first deposit and start earning interest
You can start with as low as ₹100 for our Daily Savings Plan. For Fixed Deposits, the minimum amount is ₹5,000, and for Recurring Deposits, you can start with ₹1,000 per month.
For Daily Savings, interest is calculated daily and credited monthly. Fixed Deposits offer monthly, quarterly, or maturity interest payment options. Recurring Deposits pay interest at maturity or as per the selected payout frequency.
For Fixed Deposits, premature withdrawal may attract a nominal penalty of 1% on the interest rate. Daily Savings accounts allow flexible withdrawals without penalties. For specific terms, please refer to the product terms and conditions.
Yes, all deposits are insured under the Deposit Insurance and Credit Guarantee Corporation (DICGC) up to ₹5 lakh per depositor across all our savings and deposit products.
Yes, you can open a joint account with up to 3 account holders. All account holders will need to complete the KYC process. The account can be operated jointly or by either survivor, as per your preference.
Join thousands of happy customers who are growing their wealth with our trusted savings solutions.