Get instant personal loans up to ₹5,00,000 with competitive interest rates and flexible repayment options.
Apply NowGet loan amount credited to your account within 24 hours of approval.
Simple application process with minimal paperwork required.
Attractive interest rates starting from 10.99% per annum.
Repay over 12 to 60 months as per your convenience.
Install Niyo Fincorp app from Google Play Store
Fill in your details and complete the KYC process
Select loan amount and tenure, upload documents
Receive loan amount in your bank account
You can get a personal loan of up to ₹5,00,000, depending on your income, credit score, and repayment capacity.
Our personal loans come with competitive interest rates starting from 10.99% per annum. The final interest rate depends on various factors including your credit score and income.
Once you submit all required documents, loan approval typically takes 1-2 working days. After approval, the loan amount is disbursed within 24 hours.
Yes, you can prepay your loan after paying 6 EMIs. A nominal prepayment charge of 2% will be applicable on the principal outstanding.
In case of delayed EMI payment, late payment charges will be applicable. We recommend setting up auto-debit to avoid missing payments. For any difficulties, please contact our customer support in advance.
Apply for a personal loan today and get instant approval with minimal documentation.