Business Loans for Growth

Fuel your business expansion with our customized loan solutions up to ₹50,00,000. Quick approval and flexible repayment options.

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Business Loan Products

Working Capital Loan

Manage your daily operations smoothly with funds for inventory, salaries, and other operational expenses.

  • Loan Amount: Up to ₹25,00,000
  • Tenure: 12 to 36 months
  • Interest: 14% p.a. onwards

Business Expansion Loan

Expand your business operations, open new outlets, or upgrade your infrastructure.

  • Loan Amount: Up to ₹50,00,000
  • Tenure: 12 to 60 months
  • Interest: 15% p.a. onwards

Equipment Finance

Purchase new machinery or upgrade existing equipment to boost productivity.

  • Loan Amount: Up to ₹30,00,000
  • Tenure: 12 to 48 months
  • Interest: 13.5% p.a. onwards

Why Choose Our Business Loans?

We understand your business needs and offer tailored financial solutions.

Quick Processing

Minimal documentation and quick disbursal within 72 hours of approval.

Competitive Rates

Attractive interest rates starting from 13.5% p.a. with flexible repayment options.

No Collateral

Unsecured loans available for eligible businesses without any collateral.

Flexible Tenure

Choose repayment tenure from 12 to 60 months based on your cash flow.

Business Loan Eligibility

Check if your business qualifies for our loan products:

Business Vintage

Minimum 3 years of business operations

Annual Turnover

Minimum ₹10 lakhs for the last financial year

Profitability

Business should be profitable for the last 2 years

Credit Score

Minimum CIBIL score of 650 for the business/proprietor

Business Eligibility

Documents Required

Business Documents

  • Business registration certificate
  • GST registration certificate
  • Shop & Establishment license
  • Partnership deed (if applicable)
  • MOA & AOA (for companies)

Financial Documents

  • Last 2 years' ITR with computation of income
  • Last 2 years' audited financials (if applicable)
  • Last 6 months' bank statements
  • Existing loan details (if any)

KYC Documents

  • PAN card of business & promoters
  • Aadhaar card of promoters
  • Address proof (electricity bill/rent agreement)
  • Passport size photographs

Simple Application Process

1

Submit Application

Fill the online application form with business and financial details

2

Document Submission

Upload the required documents through our secure portal

3

Verification

Our team will verify your documents and business details

4

Approval & Disbursal

Get loan approval and receive funds in your account

Frequently Asked Questions

You can get a business loan of up to ₹50,00,000, depending on your business turnover, profitability, and credit profile. The exact amount will be determined after evaluating your business financials and repayment capacity.

Once you submit all the required documents, our team will process your application within 2-3 working days. After approval, the loan amount will be disbursed within 24-48 hours.

For loan amounts up to ₹25,00,000, we generally don't require any collateral. However, for higher amounts or in certain cases, we may ask for collateral or personal guarantee based on the loan amount and business profile.

Yes, you can prepay your business loan after paying 6 EMIs. A prepayment charge of 2% on the principal outstanding will be applicable. However, there are no charges for part-prepayment.

In case of delayed EMI payment, a late payment charge of 2% per month will be applicable on the overdue amount. We recommend setting up auto-debit to avoid missing payments. Please contact our customer support if you anticipate any difficulty in making payments.

Ready to Grow Your Business?

Get the financial support your business deserves with our flexible loan solutions.